We've partnered with Flexiti to help turn your big purchases into small payments.

Apply today and get approved for 0% financing* in minutes¹. Choose Flexiti at checkout.


Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase.

Payment Options

We know it's good to have options. Pick the financing plan and term that suits your budget.

The Flexiti Network

Use your FlexitiCard again and again, without reapplying! Shop at thousands of retail locations within the Flexiti Network.


Defer your entire purchase for either 6 or 12 months (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fees (if applicable) will be charged upfront.


Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into 3 or 6 equal monthly payments with 0% interest*

Admin Fee

Flexiti Fees

A transactional fee that's charged when you finance a purchase. Admin fees range depending on your term length and may be expressed as a monthly or annual amount. Admin fees are financed within your total purchase amount (not applicable to Quebec residents).

Frequently Asked Questions

Need help?

How do I apply for Flexiti?

Click "Apply Now" to access Flexiti's quick and easy online application. It only takes minutes to complete!

How do I pay with Flexiti?

Shopping online? At checkout, select Flexiti as your payment method. You'll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your financing plan and complete your purchase. It's that easy!

Or if you're shopping in-store, chat with a sales advisor to apply or make purchases using your Flexiti account via our merchant app.

How do I manage my account?

All you have to do is register your account online at my.flexiti.com! Once you're registered, you'll be able to see all your account details like your credit limit, outstanding balance, statements, financing plan details and more.

How do I make payments?

Making payments is as easy as using your banks online payment system - just add Flexiti (Flexiti Financial) as a payee! You can also send a cheque to the address below - include your account number on the cheque to avoid delays:

Flexiti Financial Inc.
Attention: Account Services - Payment Processing
P.O. Box 340, Orangeville, ON, L9W 2Z7

How do I contact Flexiti?
Where can I use the FlexitiCard?

The FlexitiCard is accepted at thousands of retail locations, in-store and online. Check out the Flexiti Network to see everywhere you can shop at flexiti.com/network.

The Fine Print

*O.A.C. Subject to terms of the Flexiti cardholder agreement. Available plans depend on merchant and in-store or online shopping. Minimum purchase may apply; varies by merchant, see merchant for details. Deferred payment - no interest, no payments: no payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is no paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Equal monthly payments - no interest: no interest is payable during the promo period. Purchase is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder's creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), 36.99% and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase and is payable in full if the promo is paid off early; fee amounts are based on promo term length (not applicable for Quebec residents). Annual fee of $39.99 applies for residents of Quebec. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos may be available; varies by merchant. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness.

¹Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.

Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard, flexible way to pay, live now, pay later, Flexiti Network and hte Flexiti design are trademarks of Flexiti Financial Inc.